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Dare to Finance

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​​❗️Singles! Did HDB homes become more accessible for us? Yes, you heard it right! From June through August—and with even more changes coming in 2025—HDB flats are getting more accessible for singles. We’re here for all the updates, and so should you be! Curious to learn more? Head over to our blog for the full details: https://daretofinance.com/blog/new-hdb-rules-for-singles-2024
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​​Are we getting paid to groom our doggos? 🤩🐶 Well, technically.. but with the new improved SkillsFuture, learning and upskilling ourselves is made affordable and accessible!! We compiled a list of fun (yes, dog grooming classes) and useful (more serious ones you can boast to your boss about) courses you can use your SkillsFuture credits for. 🆕 New updates to SkillsFuture in our article! Read it here: https://daretofinance.com/blog/5-best-skillfuture-courses-for-25-year-old--up
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​​🚀 Exciting News: Perfingo's Next Big Idea – Our New Mobile App! 🎯 Hi DTF Peeps, For four incredible years, your stories and dreams have driven us. Now, we're excited to take the next step with you by working on Perfingo’s goal-based budgeting app, designed to work seamlessly alongside Financial Pathway. With our "Dream, Plan, Achieve" approach, this app will go beyond just numbers – it will truly understand your aspirations and help turn them into reality. Whether you're saving for your first home or planning that dream vacation, Perfingo will make your financial journey smarter and more efficient. Why a Goal-Based Budgeting App? ✅ Align with Financial Pathway to effortlessly track your goals ✅ Receive personalised insights and gamification to stay on course ✅ Manage your budget and investments all in one place ✅ Collaborate seamlessly with your partner on money matters We’re dedicated to turning your financial goals into life achievements, and we believe Perfingo will be a game-changer in personal finance. Together, let's redefine how we achieve financial goals and celebrate every victory along the way!! 💡 Join Our Journey Sign up for the waitlist to be among the first to experience Perfingo. Not only will you gain early access, but you'll also play a vital role in shaping the future of personal finance. 👉Join the Waitlist : https://build.perfingo.com With love, The DTF Team
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🚨 BREAKING NEWS - Increased downpayment for HDB Loan🚨 (as of 19 Aug) The government has just announced new cooling measures for HDB. Key changes include: ⬇️ Lowering the Loan-to-Value (LTV) ratio for HDB loans from 80% to 75% 💰Increasing grants for families from $80,000 to $120,000 🤸‍♂️Raising grants for singles from $40,000 to $60,000 ‼️What this means: - Expect higher down payments when purchasing an HDB flat with an HDB loan. - Lower-income families and singles will feel less impact, thanks to the increased grants. - The upfront down payment is now the same for both HDB and bank loans, potentially making bank loans more attractive. - For BTO buyers, staggered down payments likely remain in place, allowing eligible buyers to split their payments into two installments. (5-20) Source: HDB —————— ‼️Share this breaking news with your friends and family
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HDB | Measures to Cool the HDB Resale Market and Provide More Support for First-Time Home Buyers

MND and HDB announced today a set of measures to cool the HDB resale market, and to provide more support to lower-to-middle income first-time home buyers.

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​​Don’t make these financial mistakes ❌ Here are 5 common ones we often hear and hope you’ll never make!! Check out our new post here: https://www.instagram.com/p/C-utvtYy_XE/?igsh=MWdqbTFtazA2Z3B5Zw==
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Our writer and team worked hard for this^ do show us some support, and share this with your friends too 🚕
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​​🚙 Ride-Hailing Platforms: How Much Do Grab/Gojek Drivers Earn In 🚗Singapore? We spoke to an existing driver to spill the beans - on the income model, incentives and what are some considerations for new PH drivers. Read the full article: https://daretofinance.com/blog/how-much-do-private-hire-earn-in-singapore
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whoops, sorry the link was previously broken — it’s been fixed! Sign up for free guided session here: https://forms.gle/K96KMCYo9AQP5hPm7
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Get your personalised Financial Pathway Guide

Planning for the future can be challenging, especially when there are numerous factors to consider. How can you ensure that your short-term goals, like purchasing a 5-room BTO flat, won't hinder your long-term financial freedom? We understand the difficulties you face, which is why we have dedicated months to developing a comprehensive software that offers a holistic financial pathway guide. This tool will help you visualise your journey towards financial freedom without neglecting the joys of life! The guide provides valuable insights, including the long-term impact of major purchases and strategies to achieve your milestones and desired age of financial freedom. To experience the benefits of our financial pathway guide, simply fill out the form below. Our team will reach out to you to schedule a slot for you to try it out. Please note that slots are limited and subject to availability.

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📊 moomoo Starter Kit: National Day Promo 👉🏼 Top 5 traded stock bundle & 1 AAPL share 🔥6.8%^ p.a. guaranteed returns for up to 30 days 🤸 Extra $20 cash coupon! Read the full deets here
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🆕 “Guided Financial Pathway” Session slots for AUG now OPEN!! (Tele peeps get first dibs!)🤫 Are you planning financially towards a goal? You’ll want to try the Financial Pathway 👀 —— About Financial Pathway 🔍 Visualise your journey towards financial goals you’re working hard for! 🗺️ Build your roadmap to big purchases like buying your first flat, building a family, retirement and the likes of it (of course, customising it cause we all have different milestone and goals!) 🇸🇬 Made localised for Singaporeans and peeps staying here 🤸‍♀️ Don’t forget the fun things in life (could be a yearly travel fund or a simple monthly shopping fund) that you don’t want to be missing out on! Currently made free for our DTF peeps!! To indicate interest for it, sign up here⤵️ https://forms.gle/K96KMCYo9AQP5hPm7 If you have any questions about it, drop us a question!
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Get your personalised Financial Pathway Guide

Planning for the future can be challenging, especially when there are numerous factors to consider. How can you ensure that your short-term goals, like purchasing a 5-room BTO flat, won't hinder your long-term financial freedom? We understand the difficulties you face, which is why we have dedicated months to developing a comprehensive software that offers a holistic financial pathway guide. This tool will help you visualise your journey towards financial freedom without neglecting the joys of life! The guide provides valuable insights, including the long-term impact of major purchases and strategies to achieve your milestones and desired age of financial freedom. To experience the benefits of our financial pathway guide, simply fill out the form below. Our team will reach out to you to schedule a slot for you to try it out. Please note that slots are limited and subject to availability.

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